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International Insurance Placement

International Insurance Placement involves arranging insurance coverage for businesses operating across multiple countries, ensuring compliance with local regulations and protection against global risks.

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Captives – Alternative Risk Solutions

Captives – Alternative Risk Solutions refer to self-insurance strategies where a business creates its own insurance company to cover risks, reducing costs and gaining more control over coverage and claims.

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Private and Non-Profits Entities

Private and Non-Profit Entities Insurance provides liability protection for privately held companies and non-profit organizations against risks such as management liability, employment practices claims, and fiduciary responsibilities.

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 Fidelity Insurance aka Crime

Fidelity Insurance (Crime Insurance) protects businesses from financial losses caused by employee dishonesty, fraud, theft, embezzlement, or other criminal acts.

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Medical Malpractice

Medical Malpractice Insurance protects healthcare professionals and organizations against legal claims of negligence, errors, or omissions that result in patient injury or harm.

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Employment Practices Liability

Employment Practices Liability (EPL) Insurance protects businesses against claims from employees alleging wrongful acts such as discrimination, harassment, wrongful termination, or workplace retaliation.

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Environmental Risk

Environmental Risk Insurance protects businesses against financial losses from pollution-related incidents, including cleanup costs, legal liabilities, and damages to third parties or natural resources.

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Business Interruption Insurance

Business Interruption Insurance provides financial protection by covering lost income and operating expenses when a business is unable to operate due to a covered event, such as a fire, natural disaster, or other disruptions.

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Short-term and Long-term Disability Insurance

Short-Term Disability Insurance provides income replacement for employees unable to work due to temporary injuries or illnesses, typically lasting a few weeks to months.

Long-Term Disability Insurance offers extended financial protection for employees facing prolonged or permanent disabilities that prevent them from working.

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Commercial General Liability

Commercial General Liability (CGL) Insurance protects businesses against financial losses from third-party claims of bodily injury, property damage, and personal or advertising injury.

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BOP – Business Owners Policies for Small Businesses

Business Owners Policy (BOP) is a bundled insurance package designed for small businesses, combining general liability, property insurance, and business interruption coverage into one policy for comprehensive protection.

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Director’s & Officer’s Insurance for Public

Directors & Officers (D&O) Insurance for Public Companies protects corporate executives from personal financial losses due to legal claims alleging mismanagement, negligence, or breaches of fiduciary duty.

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Commercial Auto

Commercial Auto insurance provides coverage for vehicles used for business purposes, protecting against accidents, liability, theft, and damage.

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Workers’ Compensation

Workers’ Compensation insurance provides financial benefits to employees for work-related injuries or illnesses, covering medical expenses, lost wages, and rehabilitation costs while protecting employers from legal liability.

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Clinical Trial Insurance

Clinical Trial Insurance provides coverage for liabilities arising from clinical research, protecting sponsors, researchers, and participants against risks such as adverse reactions, injuries, or legal claims.

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Errors & Omissions

Errors & Omissions (E&O) Insurance protects professionals and businesses against claims of negligence, mistakes, or inadequate work in the services they provide.

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Product Liability & Product Recall

Product Liability insurance protects businesses against legal claims for injuries or damages caused by defective products. Product Recall coverage helps cover costs related to removing, replacing, or repairing unsafe or faulty products.

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Group Healthcare

Group Healthcare insurance provides medical coverage to a group of individuals, typically employees of a company, offering benefits like hospitalization, doctor visits, and prescription drugs at reduced costs.

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Property Insurance

Property Insurance protects businesses and individuals against financial losses due to damage or loss of physical assets, such as buildings, equipment, and inventory, caused by risks like fire, theft, or natural disasters.

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Kidnap & Ranson

Kidnap & Ransom (K&R) Insurance provides financial protection and crisis management support for individuals and businesses against risks like kidnapping, extortion, wrongful detention, and ransom demands.

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Fiduciary Liability

Fiduciary Liability insurance protects businesses and individuals managing employee benefit plans from legal claims alleging mismanagement, errors, or breaches of fiduciary duty.

 

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Political Risk

Political Risk insurance protects businesses against financial losses due to political events such as government instability, expropriation, currency restrictions, and contract breaches in foreign investments.

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Cyber Liability

Cyber Liability insurance protects businesses against financial losses from cyber threats, such as data breaches, hacking, ransomware attacks, and privacy violations.

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Mergers & Acquisition

Mergers & Acquisition (M&A) Insurance provides coverage for financial risks associated with business mergers, acquisitions, or transactions, including representations and warranties, tax liabilities, and litigation exposures.

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Premium Allocation

Premium Allocation refers to the distribution of an insurance premium across different coverage components, policies, or risk categories based on underwriting factors.

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Insurance Policy

An Insurance Policy is a contract between an insurer and a policyholder that outlines coverage details, terms, conditions, premiums, and claims procedures for financial protection against specified risks.

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Claims reviews

Claims Reviews involve assessing and analyzing insurance claims to ensure accuracy, validity, and compliance with policy terms, helping mitigate risks and optimize settlements.

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Broker Insurance Placement

Broker Insurance Placement refers to the process where an insurance broker assesses client needs, negotiates with insurers, and arranges suitable coverage on their behalf.

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Risk Consulting

Risk consulting involves identifying, assessing, and mitigating potential risks that could impact a business or organization. Consultants provide expert advice on areas such as financial, operational, compliance, cybersecurity, and strategic risks. Their goal is to develop risk management strategies that protect assets, ensure regulatory compliance, and enhance business resilience.

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