Risk-Proof Your Life, Assets and Future

 Tailored solutions, expert insights, and dedicated support for every industry.

Metropolis
Risk Management
LLC

 

The founder and President, Tom L. Pegues created (MRM) to address a specific need in the marketplace.

Tom was able to master all the major sides of the industry and could see the synchronistic effect of an organization Risk Profile to the organization’s bottom line. The ability for the organization to make enterprise decisions based on the company’s risk profile and tolerance for risk is crucial to the future performance of the organization.

Metropolis brings this expertise to all their clients and especially clients without an in-house Director of Risk Management. Risk is our Business!

25+ Years Career in

Risk Management

Claims

Underwriting

Brokerage

Services We Offer

Specialized In

Industries Metropolis Risk Serve

Metropolis Exceeds Expectations

Featured Insights

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Operating for 25 + year plus and experience in working with fortune 500 companies, and Mid to Small Business owners.

Negotiated and Brokered Premiums in excess of $150 Million dollars over the years.

We are international - Metropolis worked with Companies that have offices/partnerships in over 190 countries.

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Risk Consulting

Risk consulting involves identifying, assessing, and mitigating potential risks that could impact a business or organization. Consultants provide expert advice on areas such as financial, operational, compliance, cybersecurity, and strategic risks. Their goal is to develop risk management strategies that protect assets, ensure regulatory compliance, and enhance business resilience.

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Broker Insurance Placement

Broker Insurance Placement refers to the process where an insurance broker assesses client needs, negotiates with insurers, and arranges suitable coverage on their behalf.

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Claims reviews

Claims Reviews involve assessing and analyzing insurance claims to ensure accuracy, validity, and compliance with policy terms, helping mitigate risks and optimize settlements.

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Insurance Policy

An Insurance Policy is a contract between an insurer and a policyholder that outlines coverage details, terms, conditions, premiums, and claims procedures for financial protection against specified risks.

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Premium Allocation

Premium Allocation refers to the distribution of an insurance premium across different coverage components, policies, or risk categories based on underwriting factors.

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Mergers & Acquisition

Mergers & Acquisition (M&A) Insurance provides coverage for financial risks associated with business mergers, acquisitions, or transactions, including representations and warranties, tax liabilities, and litigation exposures.

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Specialized Service

Cyber Liability

Cyber Liability insurance protects businesses against financial losses from cyber threats, such as data breaches, hacking, ransomware attacks, and privacy violations.

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Specialized Service

Kidnap & Ranson

Kidnap & Ransom (K&R) Insurance provides financial protection and crisis management support for individuals and businesses against risks like kidnapping, extortion, wrongful detention, and ransom demands.

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Specialized Service

Fiduciary Liability

Fiduciary Liability insurance protects businesses and individuals managing employee benefit plans from legal claims alleging mismanagement, errors, or breaches of fiduciary duty.

 

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Specialized Service

Property Insurance

Property Insurance protects businesses and individuals against financial losses due to damage or loss of physical assets, such as buildings, equipment, and inventory, caused by risks like fire, theft, or natural disasters.

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Specialized Service

Group Healthcare

Group Healthcare insurance provides medical coverage to a group of individuals, typically employees of a company, offering benefits like hospitalization, doctor visits, and prescription drugs at reduced costs.

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Specialized Service

Environmental Risk

Environmental Risk Insurance protects businesses against financial losses from pollution-related incidents, including cleanup costs, legal liabilities, and damages to third parties or natural resources.

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Specialized Service

Employment Practices Liability

Employment Practices Liability (EPL) Insurance protects businesses against claims from employees alleging wrongful acts such as discrimination, harassment, wrongful termination, or workplace retaliation.

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Specialized Service

Medical Malpractice

Medical Malpractice Insurance protects healthcare professionals and organizations against legal claims of negligence, errors, or omissions that result in patient injury or harm.

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Specialized Service

Political Risk

Political Risk insurance protects businesses against financial losses due to political events such as government instability, expropriation, currency restrictions, and contract breaches in foreign investments.

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Specialized Service

 Fidelity Insurance aka Crime

Fidelity Insurance (Crime Insurance) protects businesses from financial losses caused by employee dishonesty, fraud, theft, embezzlement, or other criminal acts.

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Specialized Service

Private and Non-Profits Entities

Private and Non-Profit Entities Insurance provides liability protection for privately held companies and non-profit organizations against risks such as management liability, employment practices claims, and fiduciary responsibilities.

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Specialized Service

Captives – Alternative Risk Solutions

Captives – Alternative Risk Solutions refer to self-insurance strategies where a business creates its own insurance company to cover risks, reducing costs and gaining more control over coverage and claims.

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Specialized Service

International Insurance Placement

International Insurance Placement involves arranging insurance coverage for businesses operating across multiple countries, ensuring compliance with local regulations and protection against global risks.

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Specialized Service

Errors & Omissions

Errors & Omissions (E&O) Insurance protects professionals and businesses against claims of negligence, mistakes, or inadequate work in the services they provide.

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Specialized Service

Clinical Trial Insurance

Clinical Trial Insurance provides coverage for liabilities arising from clinical research, protecting sponsors, researchers, and participants against risks such as adverse reactions, injuries, or legal claims.

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Specialized Service

Workers’ Compensation

Workers’ Compensation insurance provides financial benefits to employees for work-related injuries or illnesses, covering medical expenses, lost wages, and rehabilitation costs while protecting employers from legal liability.

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Specialized Service

Business Interruption Insurance

Business Interruption Insurance provides financial protection by covering lost income and operating expenses when a business is unable to operate due to a covered event, such as a fire, natural disaster, or other disruptions.

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Specialized Service

Commercial Auto

Commercial Auto insurance provides coverage for vehicles used for business purposes, protecting against accidents, liability, theft, and damage.

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Specialized Service

Director’s & Officer’s Insurance for Public

Directors & Officers (D&O) Insurance for Public Companies protects corporate executives from personal financial losses due to legal claims alleging mismanagement, negligence, or breaches of fiduciary duty.

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Specialized Service

BOP – Business Owners Policies for Small Businesses

Business Owners Policy (BOP) is a bundled insurance package designed for small businesses, combining general liability, property insurance, and business interruption coverage into one policy for comprehensive protection.

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Specialized Service

Short-term and Long-term Disability Insurance

Short-Term Disability Insurance provides income replacement for employees unable to work due to temporary injuries or illnesses, typically lasting a few weeks to months.

Long-Term Disability Insurance offers extended financial protection for employees facing prolonged or permanent disabilities that prevent them from working.

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Specialized Service

Product Liability & Product Recall

Product Liability insurance protects businesses against legal claims for injuries or damages caused by defective products. Product Recall coverage helps cover costs related to removing, replacing, or repairing unsafe or faulty products.

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Specialized Service

Commercial General Liability

Commercial General Liability (CGL) Insurance protects businesses against financial losses from third-party claims of bodily injury, property damage, and personal or advertising injury.

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